Here’s how it works.

Coronavirus Testing May Be Covered at No Cost

The test for COVID-19 is covered under Medicare Part B. However, there are some restrictions and details to keep in mind.

The test is covered when it is ordered by the beneficiary’s doctor or other health care provider.

The test is covered when it is done on or after February 4, 2020, but the provider will not be able to submit a claim until after April 1, 2020.

Medicare covers lab tests for COVID-19, and there are no out-of-pocket costs.

Medicare Advantage enrollees have access to the same benefits and Medicare Advantage plans may waive cost-sharing for COVID-19 lab tests.

Additional Medicare for Coronavirus

In addition to testing, Medicare has announced how other coronavirus-related care will be covered.

Medicare’s coverage for medically necessary hospitalizations includes coverage for patients who need to stay in a hospital instead of being discharged because they are under quarantine.

Medicare Prescription Drug Plans will provide coverage for a COVID-19 vaccine once it becomes available. However, as of now, there is no vaccine.

Medicare’s coverage of telehealth services has been expanded temporarily due to coronavirus, and Medicare Advantage plans may already offer additional telemedicine benefits.

Check the Medicare & Coronavirus webpage for new information and updates.

How to Get Tested

Common symptoms for coronavirus include fever, cough and shortness of breath. If you  are experiencing these symptoms, you should contact your health care provider, especially if you’ve been in contact with someone who has COVID-19.

For people who are sick or who think they might be sick, self-isolation is important to stop the spread of COVID-19. People can call their doctor for advice on how to proceed with treatment or testing. Medicare beneficiaries can also take advantage of expanded telehealth benefits to schedule virtual check-ins and to use online patient portals.

Reach out to your carrier to learn more about your  specific COVID-19 coverage.

Of course, anyone who is experiencing a medical emergency should call 911 for immediate help.

Tips to stay safe and healthy:

As Laughlin Insurance Solutions strives to find healthcare solutions to ensure quality of your life and health, we’ve found  that Medicare offers coverage for COVID – 19 testing.

Here’s how it works.

Coronavirus Testing May Be Covered at No Cost

The test for COVID-19 is covered under Medicare Part B. However, there are some restrictions and details to keep in mind.

The test is covered when it is ordered by the beneficiary’s doctor or other health care provider.

The test is covered when it is done on or after February 4, 2020, but the provider will not be able to submit a claim until after April 1, 2020.

Medicare covers lab tests for COVID-19, and there are no out-of-pocket costs.

Medicare Advantage enrollees have access to the same benefits and Medicare Advantage plans may waive cost-sharing for COVID-19 lab tests.

Additional Medicare for Coronavirus

In addition to testing, Medicare has announced how other coronavirus-related care will be covered.

Medicare’s coverage for medically necessary hospitalizations includes coverage for patients who need to stay in a hospital instead of being discharged because they are under quarantine.

Medicare Prescription Drug Plans will provide coverage for a COVID-19 vaccine once it becomes available. However, as of now, there is no vaccine.

Medicare’s coverage of telehealth services has been expanded temporarily due to coronavirus, and Medicare Advantage plans may already offer additional telemedicine benefits.

Check the Medicare & Coronavirus webpage for new information and updates.

How to Get Tested

Common symptoms for coronavirus include fever, cough and shortness of breath. If you  are experiencing these symptoms, you should contact your health care provider, especially if you’ve been in contact with someone who has COVID-19.

For people who are sick or who think they might be sick, self-isolation is important to stop the spread of COVID-19. People can call their doctor for advice on how to proceed with treatment or testing. Medicare beneficiaries can also take advantage of expanded telehealth benefits to schedule virtual check-ins and to use online patient portals.

Reach out to your carrier to learn more about your  specific COVID-19 coverage.

Of course, anyone who is experiencing a medical emergency should call 911 for immediate help.

Tips to stay safe and healthy:

•  Avoid touching your face.
• Wash your hands with soap and water for 20 seconds.
• Stay home and avoid large groups and contact with anyone who may be sick.
• See if you can refill prescriptions early. Some plans are allowing this to help people prepare for COVID-19.

As Laughlin Insurance Solutions strives to find healthcare solutions to ensure quality of your life and health, we’ve found  that Medicare offers coverage for COVID – 19 testing.

Here’s how it works.

Coronavirus Testing May Be Covered at No Cost

The test for COVID-19 is covered under Medicare Part B. However, there are some restrictions and details to keep in mind.

The test is covered when it is ordered by the beneficiary’s doctor or other health care provider.

The test is covered when it is done on or after February 4, 2020, but the provider will not be able to submit a claim until after April 1, 2020.

Medicare covers lab tests for COVID-19, and there are no out-of-pocket costs.

Medicare Advantage enrollees have access to the same benefits and Medicare Advantage plans may waive cost-sharing for COVID-19 lab tests.

Additional Medicare for Coronavirus

In addition to testing, Medicare has announced how other coronavirus-related care will be covered.

Medicare’s coverage for medically necessary hospitalizations includes coverage for patients who need to stay in a hospital instead of being discharged because they are under quarantine.

Medicare Prescription Drug Plans will provide coverage for a COVID-19 vaccine once it becomes available. However, as of now, there is no vaccine.

Medicare’s coverage of telehealth services has been expanded temporarily due to coronavirus, and Medicare Advantage plans may already offer additional telemedicine benefits.

Check the Medicare & Coronavirus webpage for new information and updates.

How to Get Tested

Common symptoms for coronavirus include fever, cough and shortness of breath. If you  are experiencing these symptoms, you should contact your health care provider, especially if you’ve been in contact with someone who has COVID-19.

For people who are sick or who think they might be sick, self-isolation is important to stop the spread of COVID-19. People can call their doctor for advice on how to proceed with treatment or testing. Medicare beneficiaries can also take advantage of expanded telehealth benefits to schedule virtual check-ins and to use online patient portals.

Reach out to your carrier to learn more about your  specific COVID-19 coverage.

Of course, anyone who is experiencing a medical emergency should call 911 for immediate help.

Tips to stay safe and healthy:

•  Avoid touching your face.
• Wash your hands with soap and water for 20 seconds.
• Stay home and avoid large groups and contact with anyone who may be sick.
• See if you can refill prescriptions early. Some plans are allowing this to help people prepare for COVID-19.

However, Medicare plans are specific to region, be it city, county or zip codes. They are also state specific. All states have their own specific plans available. When you speak to me, you will be speaking to your own Medicare Specialist that represents most, or all, of the major plans available in your area. I have been licensed in 38 states but am certified in Arizona for 2020 plans.

When you speak to the person on the other end of the phone listed on those ads, you may never be able to speak to that particular person again. If you call me, you will see me anytime you desire throughout the year. You can reach me to change plans, cancel your existing plans and enroll you in a new plan. You can call me and ask questions about your benefits that aren’t exactly clear to you and I will explain them for you. When you speak to me, I have already done the shopping for you and I have a ‘back office’ entry to the insurance carriers that allows me to compare the benefits that are specific to your needs. I have the luxury of broker managers supporting you through me. If you have problems, these broker managers receive my call on your behalf and we fix it to the fullest extent allowed us by Medicare rules and law.

Medicare is not at all like other lines of health insurance, P & C, or life insurance. It is a highly regulated industry that requires hours of training and certifications each year. The plans also change each year and so do your health needs. So it is important to do a ‘Needs Assessment’ with your Medicare Agent each year. http://www.laughlininsurancesolutions.com

Next time you pick up the phone to call that number on your television screen or on the post card in the mailbox, call this number instead: 602-582-4424. I will make it easy and compare ALL the plans in your area to get you the best. It is our mission to ensure and protect the quality of your life and health. Call Celia Laughlin at Laughlin Insurance Solutions at 602-582 4424 or visit http://www.laughlinlinsurancesolutions.com Click on Contact and enter your information. I would be happy to help.